Banking Exams 2026 – Complete Guide
SBI, IBPS, RBI – Exam Pattern, Syllabus, Preparation & Career Growth
What are Banking Exams?
Banking Exams are competitive exams conducted for recruitment in public sector banks, regional rural banks, and the Reserve Bank of India. These exams are gateways to highly respected government jobs with stability, salary, and career growth.
✔ Central Government Job
✔ Stable Career & Promotions
✔ Attractive Salary & Allowances
✔ Job Security & Work-life Balance
✔ Stable Career & Promotions
✔ Attractive Salary & Allowances
✔ Job Security & Work-life Balance
Popular Banking Exams in India
SBI PO
Probationary Officer, State Bank of India
Probationary Officer, State Bank of India
SBI Clerk
Junior Associate – Customer Support & Sales
Junior Associate – Customer Support & Sales
IBPS PO
Officer Scale-I, Public Sector Banks
Officer Scale-I, Public Sector Banks
IBPS Clerk
Clerical Cadre, Public Sector Banks
Clerical Cadre, Public Sector Banks
IBPS RRB
Officer & Clerk in Regional Rural Banks
Officer & Clerk in Regional Rural Banks
RBI Grade B
Officer, Reserve Bank of India
Officer, Reserve Bank of India
RBI Assistant
Assistant post in RBI
Assistant post in RBI
Eligibility Criteria
Educational Qualification
- Graduation in any discipline from a recognized university (for Officer posts)
- 12th pass or equivalent for clerical posts
Age Limit
- General: 20–30 years
- OBC: 20–33 years
- SC/ST: 20–35 years
Banking Exam Pattern
Preliminary Exam (Objective)
- English Language – 30 Questions
- Quantitative Aptitude – 35 Questions
- Reasoning Ability – 35 Questions
- Total Duration: 1 Hour
Main Exam (Objective + Descriptive)
- Reasoning & Computer Aptitude – 45 Questions
- General/Economy/Banking Awareness – 40 Questions
- English Language – 35 Questions
- Data Analysis & Interpretation – 35 Questions
- Descriptive Paper – Letter & Essay Writing
- Total Duration: 2 Hours
Interview / Language Test
Personal Interview for selected candidates after Main Exam.
Banking Exam Syllabus Overview
- Quantitative Aptitude: Number System, Ratio, Percentages, Profit & Loss, Time & Work
- Reasoning: Puzzles, Seating Arrangement, Coding-Decoding, Syllogism
- English Language: Reading Comprehension, Grammar, Vocabulary, Synonyms/Antonyms
- General/Banking Awareness: Current Affairs, Banking Terms, Economy, History & Polity
- Computer Knowledge: Basics, Internet, MS Office, Banking Software
- Data Interpretation: Tables, Graphs, Charts
Salary & Career Growth
Starting Salary
₹30,000 – ₹55,000
₹30,000 – ₹55,000
Allowances
DA, HRA, Medical, Pension
DA, HRA, Medical, Pension
Promotions
Branch Manager → AGM → GM
Branch Manager → AGM → GM
Job Stability
Central Government Service
Central Government Service
Preparation Strategy for Banking Exams
- Clear understanding of syllabus & exam pattern
- Daily practice with mock tests
- Improve speed & accuracy for prelims & mains
- Regularly read current affairs & banking news
- Revision & solving previous year papers
Banking Exams FAQs
- Are Banking Jobs secure? – Yes, Central Govt job.
- Is there negative marking? – Yes, 0.25 mark per wrong answer.
- Can 12th pass apply? – Yes, for clerk posts.
- Is coaching necessary? – Not mandatory, but helpful.
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